Terms of Agreement

This site is owned and operated by PPM Savvy with offices located at:

Richmond Hill, ON L4B 0A4

If you have any questions concerning this site or its policies, please contact info@ppmsavvy.com.


If you do not accept the Terms and Conditions stated here, do not use this Website and service. By using this Website, you are indicating your acceptance to be bound by the terms of these Terms and Conditions. PPM Savvy may revise these Terms and Conditions at any time by updating this posting. You should visit this page periodically to review the Terms and Conditions, because they are binding on you. The terms “You” and “User” as used herein refer to all individuals and/or entities accessing this Website for any reason.

Intellectual Property Notice

Copyright © 2018 PPM Savvy All rights reserved.

PPM Savvy either owns the intellectual property rights in the underlying HTML, text and other content that is made available to you on our Website, or has obtained the permission of the owner of the intellectual property in such content to use the content on our Website.

Limited License

PPM Savvy grants to you a limited license to display on your computer, print, download and use the underlying HTML, text and other content that is made available to you on our Website, for non-commercial, personal, or educational purposes only, provided that:

  1. you do not modify any such content; and
  2. you include with and display on each copy of such content the associated copyright notice and this limited license.

No other use is permitted. Without limiting the generality of the foregoing, you may not:

  1. make any commercial use of such content;
  2. include such content in or with any product that you create or distribute; or
  3. copy such content onto your or any other Website.

Notwithstanding the above, nothing contained in this license shall be construed as conferring any right under any copyright of PPM Savvy or any other person who owns the copyright in content provided on our Website.

Exclusive Jurisdiction

PPM Savvy is a company operating from Toronto, Ontario, Canada. These terms and conditions, and any matter applicable to your direct or indirect use of this Website, shall be governed by the laws of the Province of Ontario and the Federal laws applicable in the Province of Ontario. Any dispute shall be settled in the Courts located in the Province of Ontario, though the foregoing shall not limit the ability of PPM Savvy from seeking injunctions and remedies in other jurisdictions which are required to stop continuing breaches of this Agreement by you.

Your Privacy is Important to Us

That’s why we want to assure you that any confidential information you provide to PPM Savvy will remain completely confidential until you request otherwise. We do not release personal information, such as your name, address, or contact information, to any third party except in accordance with our privacy policy. Our privacy policy does not apply to third party Websites including those which may be embedded into our site.

External Links

This site contains links to third party Websites. PPM Savvy is not responsible for the privacy practices or the content of such Websites. PPM Savvy does not warrant the quality, accuracy or completeness of information contained in these sites.

Linking to Third Party Sites

PPM Savvy occasionally partners with third party Websites to receive various content and information that provide value to our visitors.

PPM Savvy does not make, and expressly disclaims, any warranty or condition, express or implied, statutory or otherwise, as to third party sites you link to through www.ppmsavvy.com, including but not limited to, any warranties or conditions of merchantability, fitness for a particular cause or non-infringement, or any warranty that the services will be uninterrupted or error free. Further, PPM Savvy does not provide any representation or warranty with respect to the purposes for which your personal information may be used if made available, or is otherwise accessible, by virtue of you accessing such sites. We do not control the use that may be made by others of the information that you provide when you are accessing such third party Websites.

Limitation of Liability

No obligation, responsibility or liability will be incurred by PPM Savvy or any of its shareholders, officers, directors, employees, contractors or agents for any loss or damage, whether incidental, special, direct or indirect, consequential, punitive, exemplary, general or for lost profits in connection with, caused by or arising from any delays, inaccuracies, errors or omissions in or infringement by, or from any use of, reliance on, information available on this Website, the links to other sites contained in this Website or any information available on such sites or resulting from the incompatibility of any software downloaded, copied or otherwise accessed from this Website.

Disclaimer of Warranties

PPM Savvy makes no warranty that this Website and/or its content:

  1. Will meet your requirements;
  2. Will be uninterrupted, timely, secure, error-free or that defects will be corrected;
  3. Will be free of viruses or other harmful components;
  4. Will have security methods employed that will be sufficient against interference with your enjoyment of same, or against infringement; and/or
  5. Will be accurate or reliable.

The Website and/or its content may contain bugs, errors, problems or other limitations. PPM Savvy will not be liable for the availability of the underlying internet connection associated with the Website. No advice or information, whether oral or written, obtained by you from PPM Savvy shall create any warranty not expressly stated in the agreement. PPM Savvy will not be liable for any injury or damage to a User’s or any other Person’s computer related to or resulting from participating or downloading any material on the Website.